The Little Ole Car That Could…And Still Can

My husband and I have been brainstorming ways to “fix” our car situation. We’re down to one car – my husband’s car.  It is a 1999 Chevy Prizm (pictured above).  We don’t mind juggling one car at all (it’s really not that difficult), but it does make us a little uneasy that it is over 10 years old and isn’t quite as “reliable” as we’d like it to be.

Since we pretty much live paycheck to paycheck, we’re in a situation where we would really be up a creek if something happened to our one car.  We can’t afford any more monthly payments, which means we can’t buy a “new” car from a dealership with a loan.  We also can’t pay cash for a car that will be any better than the one we have now, since we don’t have any money saved up.  So we’ve been agonizing over what to do.  We want to be ready when/if something happens to our one car.

The thing is – this car runs like a gem. We have never had a single problem with it.  The entire engine is built just like a Toyota Corolla, so it’s basically made to run forever and ever.  Lately it’s been sounding a little funny, so we were getting worried.  It was due for an oil change, and my husband kept putting it off for fear of what the mechanics would tell us.  It seems like every time we take a car into the mechanics, they give us a list a mile long with major repairs that must be done asap.  (That’s how it always was with my old car, until it finally croaked.)

Great news!  We took our car to get the oil changed yesterday, and there are only a few SLIGHT maintenance repairs that must be done!  We were SO happy.  This little ole car might be old, ugly, seemingly barely-running, making strange noises,  covered with paint chips,  without AC, and missing a few door handles…but it can still go. And it is a reliable, determined little vehicle!

The other great thing is that I recently made a job switch.  It was a pay decrease and I lost great benefits, but it was worth it because of our car situation.  I was driving a round-trip hour and a half commute every day.  Now I’m right across the street – so close I could just walk if I wanted to (and do quite often!).

So we’ve made up our minds.  We’re going to put some effort into keeping up this little car until it can no longer run anymore. Why buy a new car, go into debt, or have to really pay for something we can’t afford?  I’d much rather save up $200 cash to fix a few repairs and get this car’s full use out of it, than to have to pay thousands of dollars for a new car.

Frugal/Thrifty Tip #1:  Always use what you already have, until it is completely worn out. Get FULL USE out of everything you own.  This is something I have really come to embrace, for so many different reasons.  It saves money, and it helps us keep a really good perspective on what we need and what we WANT.  For example, I should be extremely satisfied and thankful for our one car that still runs, when so many people around the world don’t even have transportation at all.  We do not NEED a new car right now, and we will not be buying one until this car dies out on us completely.

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Confession Time: Consumerism & Frugal Mindset Clash

So remember that post I did a couple days ago about all of the things my husband and I go without on a daily basis, yet we don’t really mind at all?

Well, I have a confession to make…

I have been majorly slipping up over the past few days.  I don’t know if writing that post brought our car situation to the forefront of my mind…or maybe it’s the fact that my mom just bought a brand new Toyota Corolla…or that a friend of mine at work has been car shopping for the past week and talking to me about it.

Whatever the reason, I’ve been having the following thoughts over the past couple days:

Maybe we should just buy a nice car from a dealership and try to make the monthly payments…

This old car could collapse at any second…

We NEED a new car…

How nice would it be to drive around a shiny new car that smells brand new?

A Toyota Corolla?  I want one!

Surely we can afford it…

Can’t we squeeze in a car payment every month???

We’ll never save up the money to buy a used car with cash.  We just need to do this now, while the offers are hot for Memorial Day…

You get the picture.  Consumerism is a powerful thing, and even when I think I have finally gained victory over it in my mind…it creeps up to haunt me.

I do NOT need a new car.  Ours runs just fine.

It would be nice to have a shiny new car, but I will be content for now.

THINGS do not satisfy. It only breeds the want for even more things in the long run…

I am content.  My life is blessed. I will be thankful for what I already have. And when the time is right, we will responsibly buy a better car.  Until that time, we have one old, beat-up car with broken door handles…but it is reliable.

What About You: Are you battling consumerism or temptations that are out of your financial means?  How about sharing with us to get them off your chest?  ;)

***Please note I am not condemning buying a new car.  This is just something that is not right for me and my husband during this season of our lives.  My goal is never to judge, but rather inspire…

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5 Things We Don't Mind Going Without…

People from all walks of life and levels of income make the wise decision to adopt a frugal lifestyle. I think that depending on the varying circumstances of people’s lives, frugality can look very different from one person to the next. Some people use coupons just so that they can pay their bills each month. Others coupon so that they can put food on the table, literally. Then there are those who have disposable income, more than enough to get by, yet they have a financial goal they’re working towards: paying off debt, saving up for something significant (car, house, land, etc.), stashing an emergency fund away, or maybe taking a vacation.

I thought it might be fun to let you in on what “being frugal” looks like for us, in this season of our lives…

Things We Go Without (yet we really don’t mind at all):

1. Brand new cars. My husband and I both drive cars that are over 8 years old. Right now we can not afford a car payment. Adding that on to our monthly bills would be really difficult for us, so we are content to drive reliable, old cars. They’re not pretty, and there is an exact science on how to enter and exit the cars due to broken door handles…but they get us from point A to point B. That’s all the matters to us in a vehicle. Actually, my car recently broke down, so at the moment we are juggling one car. You’d be surprised how easy it is when you have no choice. We will be getting my car fixed when we save up the money to do so. For the time being, we will not fix it, because that would mean putting it on a credit card.

2. The latest and greatest technological gear. We don’t have a flatscreen, plasma, or high-def television. We have an old klunker that requires 3 people just to move it. The corners of the screen are slowly turning a delightful blue/greenish color, but we don’t mind. After all, we’re not TV people. We both have cell phones that do nothing more than call and text. No iPhone, no smartphone, nothing.  And as much as it would be nice for me to have this so that I can blog on-the-go, it’s not a necessity. We don’t have an Apple computer, as much as we both want one. Kyle records music, is an artist, and runs his entire business on the computer. I am constantly on the computer for my blogging. Our computer tends to run slow, and it’s nearing the end of its memory capacity. An Apple would be perfect for both of our professions/hobbies, but we’re content for now…

3. Brand new clothing. Apart from these 2 jackets I bought a while back, I honestly have not bought myself brand new clothing since before we got married 2 years ago. Why? Because fashion is not what matters. My clothes serve their purpose and are not worn out yet. Personally, I just can’t justify the latest fashion of clothing as being a necessity. Trust me – this mindset took a really long time to set in permanently. I’ve never been a shopaholic, but I definitely enjoyed buying new clothes when I went out with friends. I’m not even tempted anymore – truly. (You will hear more on this subject when I start my series on simplicity very soon.) If I do “need” new clothes, I always accept hand-me-downs. All of my friends know this, and I’m not ashamed. I get at least 2 baskets full of clothing to sort through each year.

4. Expensive date nights. Going on a date is not about how much money you spend or how fancy the place is. Going on a date is about spending time with the person you love. Aside from very special occasions (birthdays, anniversary, etc.), we never go out to eat unless we have a gift card that was given to us. My husband and I can not afford to go out and spend money on ourselves every week, but we do go on a date every week. We enjoy spending time together without spending a fortune. Almost every Saturday morning, we go to Panera and enjoy a $5 breakfast. We go to the park a lot, take walks, split a coffee at Starbucks, split an ice cream or yogurt, go to the beach, or go to Barnes and Noble to browse and talk. There are always alternatives to extravagant, expensive dates. One of our favorite things to do on a Friday night is make our own homemade pizza (WAY cheaper than ordering out for pizza), rent a movie from the library or Redbox, and make our own iced coffee or lemonade to enjoy afterwards while we talk or walk outside. It’s great!!

5. Store-bought CDs, movies, books, or magazines. Why? Because we are firm believers in utilizing our local library. No need to spend $20 on a book when you can get it for FREE at the library!! The library has everything. We use it to checkout movies to watch, cookbooks full of recipes, books to read, CDs to listen to, and more. You can even get TV series from the library! Trust me – if there is one material thing in the world that I am obsessed with, it is definitely books. I love the smell of a brand new book, and I desire to have a HUGE library full of books that I own. But I’ve learned that it’s still just a possession. The wonder of books is what lies inside of them, the places it can take you, and what you take away from them afterwards. You don’t have to own it and have it sitting on your bookshelf to experience the life-changing brilliance of literature! I promise.

What About You: What does frugal look like to you in your own personal life? What do you not mind going without to save a dollar?

*Photo Credit:  Stewart

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